We are able to offer a very wide range of Independent Financial Advisory and Wealth Management services for Individuals, Businesses and Trustees - which we tailor and design to create an approach to exactly suit your individual circumstances and requirements.

Much of our core activity is Investment Planning, with the simple aim of protecting capital whilst maximising growth and income efficiently - and specifically in line with your risk profile and objectives.  A very broad range of options and resources are utilised to give effective flexibility and efficiency - in reviewing existing arrangements or considering new investment. This activity includes pension plans, investment funds (including ISAs/PEPs) and, trust arrangements.

Simon Cox is the principal adviser, with Hilarie Lindley managing the practice administration and information support team - combining many years' experience in the financial advisory sector.

A full Review and Report service for all or any existing arrangements is a cornerstone of our activities - and an integral part of our ongoing services and commitment to our clients. 

'' A disciplined and individual approach is taken to ensure arrangements for all clients are structured for maximum efficiency and performance...as an IFA Partner with Positive Solutions, we are able to offer the benefit of national resources combined with full local personal support. ''

As a broad overview, our main areas of activity include:

* Flexible Investment Planning and Wealth Management -  Personal and Business, income or  growth - or both - to include tax implication and planning assessment (Positive Solutions is not responsible for, nor does the Financial Services Authority regulate advice concerning trust and taxation matters). 

* Individual and Business Retirement and Pre-Retirement Planning  -  all options and approaches reviewed and summarised, including Self Invested Personal Pensions (SIPP) - to help you take control of your retirement planning.

* Pension Annuity Comparison Service - make the most of any 'Open Market Option' on your existing pension arrangements - to include enhanced rates for certain past or present medical conditions.

* Inheritance Tax Assessment and Planning -  an increasingly important area of      consideration with a wide range of options.  (Positive Solutions is not responsible for, nor does the Financial Services Authority regulate advice concerning trust and taxation matters)

* Protection -  Life assurance, Critical Illness and Income Protection -  Personal and Business.

* Keyperson and Shareholder Protection Arrangements - assess and ensure your investment in a Keyperson (could be yourself! ) or in your business is properly and efficiently covered.

* School and Education fees planning

* Home Equity Release facilities - Individual,  specialist advice and guidance(Check that this type of mortgage or facility would meet your needs if you want to move, or sell your home, or you want your family to inherit it.  This is a lifetime mortgage or home reversion plan.  To understand the features and risks, ask for a personalised illustration)

* Mortgages and Remortgages - full services available.

* Business and Commercial Mortgages and Finance - wide range of facilities available  (Positive Solutions is not responsible for advice on commercial finance matters. The Financial Services Authority does not regulate advice on commercial finance matters).

         _________________________________________________________________________

A free initial consultation is provided in all circumstances