Independent Advice: As an Independent Financial Advisor (IFA) regulated by the Financial Services Authority, the advice you receive will be unbiased and focused on generating positive change in your circumstances.

Whole market recommendations: You'll get recommendations based on your attitude to risk and suited to your personal requirements, and have access to all the financial products available in the marketplace.

A personal approach: Understanding your circumstances is essential, and this is best achieved by meeting in person and building a positive business relationship with your IFA. Face to face meetings can be arranged at your home or business premises across East, Mid and North Devon and the West Somerset/Taunton Deane areas, or further afield by arrangement.

Wide-ranging guidance: The financial advice you receive can cover a wide range of financial services. They’re listed here in broad categories, but please ask if you are unsure as this is not an exhaustive list.

• Mortgages: For first time buyers; re-mortgages; buy to let mortgages; barn conversions; moving home.
• Investments & Savings: Tax efficiency; lump sum investments; regular savings; growth or income asset management.
• Protection: Life Insurance for protection of… your family or partner; business partner; mortgage payments; inheritance tax liability.
• Protection: Income Protection… To maintain your lifestyle in the event of sickness, and to meet your commitments.
• Protection: Critical illness cover… to help pay off you liabilities, adapt your home, and maintain lifestyle in the event of sickness or accident.
• Pensions: Stakeholder pensions, personal pension plans, SIPs (Self Invested Pensions), income drawdown, group personal pensions.
• Tax Planning: Are you paying too much tax?
• Equity Release: Boost income, dream holiday, dream purchase.
• Inheritance Tax Planning: Know your potential liability and plan accordingly.
• Financial Planning: Setting goals, and meeting your liabilities.

Making contact: To get in touch, please use the details below. I’m positive you’ll get the advice you need to make better investments, save money and stay financially secure.

Sylvia Read, IFA, Broomhill Cottage, Patches Road, Tiverton, Devon EX16 5AH

Tel: 01884 250453  Mob: 07977 571359  Fax: 01884 250453

Email: SylviaRead@thinkpositive.co.uk
 

*mortgages - your home may be repossessed if you cannot keep up the repayments on any mortgage or other loan secured on it

*equity release -  Check that this mortgage suits your needs if you plan to sell your home or for your family to inherit it

Neither is Positive Solutions responsible for, nor does the Financial Services Authority regulate advice given with regard to taxation matters